FANTASY
When I was a kid I used to fantasize about being rich, famous, and athletic. In fact I had that same fantasies well into adulthood. Yet I knew that wealth wasn’t likely to happen outside of the remote possibility of a lottery win or a casino jackpot. When I had a few bucks I took some speculative risks in the stock market alongside more conservative investments, but the safe bets were the ones which almost always turned out more profitable. Fame? With piranha-like paparazzi and a voracious internet, fame these days is more of a pain in the anus than a delight. Athleticism I improved with hard work, but never to the point of playing high level sports with young or even old men. Watching football on a Sunday afternoon with beer in hand, jerking with every cut, tensing with every hit, I imagined how cool it would be out on the field with those guys. I worked out consistently for many years, going to gyms, jogging, and even learning martial arts, with modest results. Yet the daydreams and the fantasies always promise more than the gene pool allowed.
Recently I realized that it just wasn’t going to happen. I wasn’t going to be rich, I wasn’t going to be famous and I wasn’t going to be an athlete. It took a while but sadly it’s for real. Heavy is the burden of maturity.
Now, it’s all about the real things I need to think about. I even write them down to remember.
RETIREMENT
Every working stiff close to retirement is asked the questions, “Whatcha gonna to do with all that time?” “Won’t you get bored?”
Like an empty closet or drawer somehow fills up with junk and/or treasures, each day of retired life also fills, sometimes frustratingly fast, with things to do, even if it’s just relaxing on the porch watching the traffic pass or catching up on your DVR recordings.
Retirement time simply breaks down into four categories:
- Things you must do
- Things you should do
- Things you can do
- Things you want to do
Things you must do
Like it or not, one thing you have to do is shop; certainly for food, sometimes for clothes, presents, and other stuff. You are no longer limited to evenings, weekends and online so getting around to stores can take several hours a week. More if you like. Unless you are off the grid hunting, gathering and bartering, this is a must.
You must also pay your bills. Whether you do so on-line or by writing out checks, this has to get done along with appropriate record keeping. A lot of people are aided by Quicken.
You’ll find you have a lot of appointments to keep. There are doctors (more than there used to be), car maintenance, hair care, and tax preparers for example. Even lunch or breakfast dates with friends and fellow retirees. There always seems to be appointments.
You must protect yourself. Not only is personal safety a concern, but computer security, identity theft, and the scores of scammers who specialize in preying on the elderly. It doesn’t hurt to be a little paranoid and a lot careful.
Things you should do
Most important is taking care of your health. And that means exercise! Every day some exercise; several days vigorous exercise. It keeps your heart strong, your weight down, your muscles from atrophying and your mind positive. It is a bulwark against disease. It can promote better sleep and better sex and keeps you looking good. Don’t take my word: listen to the Mayo Clinic; or the CDC; or WebMD.
Another part of your health is diet, not as in “going on a diet” but as in “eating a healthier diet.” You don’t have to be all vegan to be healthy, but you should eat less meat, more fruit and vegetables, more whole grains, less sugar, and watch your portions. Here are 14 keys to a healthy diet. I’m good for around seven of them.
You also need to take care of your finances. Make sure you live within your means so that your means will last as long as you live. There are a lot of professionals willing to advise you, often for a fee, but you can start with AARP. Know what you have and how much you need.
You should also clean your house periodically and keep it in good repair. The lawn needs mowing and the walks need shoveling in season. And make sure the smoke detectors are working properly.
You should keep your car running well; you don’t want to get stranded. You should also wash it once in a while.
Things you can do
You can work part time. Depending on your skills, be a consultant; or teach a college course; or tutor. If you really just want a few extra bucks you can work part time; there is often a Walmart greeter position available somewhere. And don’t forget, being a poll worker on Election Day pays good money for mostly sitting down all day.
You can start your own business. There are so many possibilities from making a product to selling crap you’ve been accumulating for years to having a service people need.
You can volunteer. There are a lot of opportunities but you have to evaluate what you want to accomplish for yourself and for others. This article lays out some considerations, as does this one.
You can hang out at a Senior Center. Many towns have them where retired people gather to socialize, play pool, work out, take classes, listen to lectures and generally enjoy being around people their own age. A Senior Center usually has professionals available to help with governmental or personal issues seniors typically encounter.
There are always projects around the house from fixing things up to remodeling or decorating. Many people cultivate a garden where they enjoy pulling up weeds and cursing the animals that eat their plants.
You can have a pet. Dogs and cats require attention but return love. And you can make videos with them for the world to enjoy.
You can take a nap. Even if you weren’t up at the crack of dawn an afternoon snooze, especially after some afternoon booze, is this retiree’s guilty pleasure.
You can prepare for life after death and take care of all the things that need to be arranged for when you will no longer be around. Morbid but thoughtful, because if you don’t do it, someone else will have to.
Things you want to do
My list includes: read, write, spend time with friends and family, watch TV, watch movies, hike, bike, kayak, check out some museums; enjoy good tasting but unhealthy food (in moderation, of course).
I want to visit distilleries in Scotland and Ireland, sampling what they produce. I want to climb Machu Picchu, but that’s not likely to happen; I want to bite off more segments of the Appalachian Trail which will happen. I want revisit Amsterdam and Paris; Montreal and London.
I want to go on another cruise. Got one scheduled for next April already. Maybe a river cruise down the Rhine or Danube someday.
I want to go to a casino and win money. The going part is easy. The winning part takes luck.
I want to be young again. Hahaha, don’t we all!
You should make your own list. It might be longer than you think. It might also be the answer to the original question, “Whatcha gonna to do with all that time?”
So what became of the faded fantasy to be rich and famous and athletic? The reality is: I’m already rich with friends and family and somewhat famous within that group. Athletic? Not bad for my age as the hard work paid late dividends. If I do what I should and take care of my health, and do what I want and write this little blog, and do my travels and watch my diet and enjoy my food and drink, when it becomes time to prepare for my afterlife, there will be a lot of fine water under the bridge. I’m good with that. How about you?
:>Howard